Saturday, January 23, 2021

Y12 D242

 I done did sleeping in this morning! Yay me! 9 hours of sleep. Much needed sleep too. Man did I really deserve and need that kind of rest. Feeling well rested this morning. I told you, no grocery store this morning. Screw that. Need a break.

Got something major accomplished yesterday for work. Took about 5 hours as predicted. Completely revamped a class. Consolidated down data sets, combined two sets of ppt and doc into a single one of each. Removed duplicate demos. Very happy with the results. This should make teaching this class much easier. That was the bulk of my day.

B took one of the cats to the vet and when they got back I helped her out with furminating the cat. We took advantage of the cat being on drugs to get this done. Otherwise we would have never been able to brush her. Did some utility laundry (rugs, towels). Watched some TV. Played some video games. Made open faced italian sausage sandwiches for dinner.

Paid bills. Mortgage is paid for another month. Speaking of our mortgage, my bank guy reached out. He thinks he can shave another point of our rate. Plus he is going to run numbers for me on a 22 and 25 year. If I refi at 25 that will put me ahead a couple of years from when we started. Even if my payment stays the same, dropping it from 3.16 to 2 something will save me thousands over the remainder of the schedule. Plus the extra couple of years off would be nice. It is two years off, right? I got the first mortgage in 2018 so that would have been 2048, if I refi in 2021 at 25 years, that will be 2046 so yeah, two years knocked off. If I do a 22, then that's another 3 years taking it to 2043 so 5 from the original. 2% mortgages. Look, if you can take advantage of that right now, I would seriously encourage you to do so. Never forget that in 1981 rates were 18%. Heck even in the 90s if you got 6 or 7 you were doing good. But 2??? Sweet bejeebies. 

No plans for today. Some more laundry. Manicure. Doing sous vide pork chops for dinner. Got a couple of packages in bound. I bought B's birthday/anniversary/valentine's day presents yesterday. Got her a serger for making quilts as the main gift. I got one that was $100 off normal price. That's a huge amount. Plus I got her a little mushroom necklace and patches for her jacket. She wants a new tattoo once we can and that will be one of her gifts too. Just need to be able to be in person somewhere. Soon hopefully. I am watching the vaccine website like a hawk. As soon as we're eligible, I am making appointments.

In world news, Papa Joe has been kicking it so far. The orange one is in hiding and Grandpa Bernie and his mittens are all the rage with the kids these days. A much more sane world. That I can handle.

Oh, almost forgot! I got a nice treat in the mail yesterday. My marketing team sent me a $25 Amazon gift card for helping them out with the webinar I did. They know I am super busy right now and that doing the webinar was an added task. To show their appreciation, they sent along a card. Very cool. I do appreciate it and will put it to good use.

See how much more eloquent and fluid I am when I have had sufficient sleep? Enjoy your day people.

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