So much random stuff to discuss today. Start with the big one; we submitted an offer! It's just an offer so nothing definite yet. We should hear back today or tomorrow on their counter or acceptance. I came in low and expect a counter which I am ready to counter their counter. It might take a few days of back and forth, but let's see what happens.
After submitting the offer last night it gave me a weird perspective moment. The offer was for 215k. Which means we will have a mortgage of about 208k. To B that seems like a HUGE number. For me it's not causing too much anxiety to be honest. My first mortgage 15 years ago was for 510k. More than double this one may be. My second? 800k. Four times as much. I had an almost 5000 a month payment on that one. This should be about 1700 a month. For pretty much the same size house too. Then there's the whole closing process. We put in a closing date of 11/15 on the offer. That's six weeks from now. Here and in the Bay Area, people rush to close like NOW. Heck when I bought X1 her house, it was a 9 day close. Mostly because it was a cash deal and it took that long to do inspection and schedule the title appointment. But man, 45 days seems like FOREVER in comparison. Just funny how things can be.
Spent the day packing some more stuff up and going on virtual tours with B. She skyped me in for walkthroughs of the two houses we were planning on submitting. ("Skyped". Is that even a verb? It is these days kids.) We were between two properties that were very similar. Both have about 1300 sq ft of upstairs, another 1000 of basement, one is .27 acres, the other .3. By the way, do you know how big that is? For me the city/suburb boy, that's like a farm. That's double the size of the lots of the houses across the street from me. The biggest lot I had was my first house with 6500 sq ft. This is over 10,000. Fucking huge. But it came down to some little things like the layout of the rooms, the usable backyard area (one had trees and other stuff in the back that would require a lot of work), and how far into the neighborhood they were situated. Either place is good, one was just better. After a while everything starts looking the same though. She kept showing me stuff I didn't care about. Not her fault. It's her first and hopefully only, time doing this.
Finished watching Lodge 49 last night. EXCELLENT show. I highly recommend it. The last two episodes are definitely WTF material. Loved it. Can't wait for season 2 to arrive.
Made chili and went on a bit of a hunt for a bread bowl. Found one finally. That was nice. I now have chili for lunch the rest of the week and probably for tonight's dinner. Waste not. Also got cat food while I was out.
Have three days of classes this week. 6:30 - 2:30 Tues, Weds, Thurs. Otherwise, not much else going on except sitting and waiting.
Happy Halloween 1st!
Monday, October 1, 2018
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