I got some awesome news yesterday but it's the kind of news I can't really share with too many people. Given the state of the world, it will do one of two things - first it would make people around here envious or angry with us. Or it would make it sound like we're bragging. So the only people I can really share this news with are you my readers. I am sorry if this news makes you angry at me, but I didn't plan for it.
That's a heck of lead-in isn't it? I got a check in the mail yesterday. It was from my old mortgage company. Kind of not unexpected because you know how things can be when you pay off any kind of loan like this. Either someone overpaid by a bit or underpaid by a bit. Kind of like when you buy a car and they get the payoff amount. Depending on WHEN the actual check gets cut, the amount might be off a little. I have been waiting for this letter. I figured I would either get a couple hundred back or owe a couple hundred. No big deal, right?
Well...
Turns out when they funded the new loan, they fully funded the escrow account out of the loan. Which means I still had an escrow account with the old lender. They sent me the remaining balance. $4266.75. Yeah. I essentially got an extra paycheck yesterday. See why I can't be running around this area sharing that news? That's a couple months salary for a lot of the people we know here. Salary they haven't been getting lately. For us it's an extra check. It's nice, but it's not going to change our lives. Honestly, $2500 of it is going right into savings the minute the check clears. $1100 is going to pay off two credit cards. The remaining $500 is getting split between us. In the end our 'windfall' will give us a couple hundred extra to spend. Just like I expected. It will be nice to have a cushion in our savings and have two less bills to pay next month. That's where the real benefit in this lies.
That was the big news for yesterday. Everything else was boring. B should be coming home today so I cleaned the house. Ate leftovers for dinner. Worked on docs. Nothing exciting there.
It's Summer Sale time on Steam. I did spend about $50. Got like 10 new games to my library. Yeah I know.
The new Roku arrived. Set that up upstairs and the old one in the basement. Now all of our devices have the same interface. Consistency is your friend.
I am done with these cats. They are driving me crazy. I need to get out of the house once B gets home. I don't know where or to do what, but I am going to take a drive probably tomorrow. Just get in the car and drive somewhere. I need an hour or two away.
Now, I just need that damn check to clear...
Saturday, June 27, 2020
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