Woo hoo! I woke up to an email that my loan is ready to go! Just need to sign papers, send over monies, and I will have gone from 5.25 to 3.168. Plus because of the timing, my next mortgage payment won't be due until July 1st. That means no mortgage in June so I can use the money to pay off another credit card and that means in July my total monthly savings will be somewhere around $500. That will go towards another card and by September, my monthly savings will be around $700 which can go towards something else etc etc and at that rate come January we will be saving around $1000 a month! Amazing what just one month of extra money can do. For those not following the logic, I have two cards with about $1000 on them - our basement couch and my American Airlines card. I give them each $200 a month. Take the $400 less per month my mortgage will be, plus the $400 I am giving them each month, that's $800 per month. I use that to pay off one of the larger ones that has $3000 on it and by the end of the year, I will have that paid off, giving me $1000 per month. I then use that to pay off the BIG ones like B's car. It doesn't take much to start knocking things down. Of course, my closing costs are about $2000 so that's gonna knock things for a little while.
Spent the day working on documents. Same thing today. I have three new classes to develop. I should be able to get one of them done today and the next two next week. That will give us some good material to offer up. Most of it will be e-learning targeted but it still is good stuff to have available.
B and I played animal crossing together yesterday and managed to get a 5 star island finally! We basically had to empty our houses out to meet the "decorate the island" goal. What a pain. Our island is a mess right now but we hit the goal, got the golden watering can recipe and now just need the lily of the valley to bloom. Once that blooms, we can clean the island back up. Cut down some trees, level out some areas. Hey look, it's dumb but it's keeping us sane and we can do it together.
Speaking of that, I had a card game arrive yesterday in the mail that I kickstarted like six months ago. Had totally forgotten about it. It's called What the Plot and is a story telling game. Right up my alley, eh? You get a story prompt and three key words. You have to tell a story then the person next to you has to continue the story. We might try playing it in a zoom meeting with some friends. We shall see.
Chipping away at leftovers in the fridge. I need to do a SMALL amount of shopping today. Nothing major so I should be able to use the self-checkout. It's big store shopping unfortunately. Plus B is out of worms again. I need to hit the pet store. Stupid fish and their stupid live food. Technically their not even fish their amphibians but I digress.
Went to bed around 11 last night. Got some decent sleep. Woke up at 1 from a bad dream. Can't remember it now but I have been having disturbing dreams lately. Shit like alien invasions, car chases, stuff like that. Feeling a bit stressed from real life methinks.
Okay. Time to 'sign' some documents.
Friday, May 8, 2020
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