Y2 D155

Yesterday was one of those days that makes me rethink my decision not to drink. Work was stressful, but worse was when I got home. My package form the old place arrived last night - three months of mail that had been sitting there piling up. Most of it was junk, but there were three or four things that caused me serious stress. First was a letter from the bank where I have my car loan. Seems that because my insurance lapsed, they didn't have the correct info on my new policy. If I didn't call them immediately they were adding $300 a month to my car payment to cover insurance. I called them up to give them the policy number and they told me my insurance was insufficient. I had to call the insurance company and change my policy. That added $50 a month to my premium. I don't have another $50 a month. Now this morning I have to call the bank to make sure they have all the right info. The next was a letter from my timeshare in Tahoe. Seems I owe them $1000. I am going to call them today to tell them I don't want the property and they can have it. The worst one though was from the IRS. They have been sending letters to my old address and are now threatening me with liens and tax evasion. I have to call them to straighten that out. I don't know where I am coming up with any money to pay them every month. I am hoping I can get away with $50 a month to them too. I am going to have to cancel or eliminate something from my current monthly bills, but I don't know what. I can drop my phone down maybe $20. Turn off all the lights to get my electricity down $10. Give up my netflix for another $10. But that's about it. Everything else is mandatory. I can maybe adjust my amex payment but they weren't happy about it being as low as it is anyway. I need to figure this out. More stress. Fuck me.