I talked to the garnishment people yesterday. The $2200 is coming out on the 28th. I will be unable to pay rent. I am trying to figure out a way out of this but right now am coming up empty. I have basically a week or so. Let's see what the hell happens. I threw some things out there yesterday and possibly one will stick. I just need a little bit to cover things. I can sing and dance with the credit card companies but not rent dammit. The upside? This will be a one time hit. Bam. Fucked in the ass, obligation covered. Okay. I can handle that.
I did quite a bit of research on chapter 13 bankruptcy yesterday as well. This may be my only option. But if I do it, I will wait until January. I would like to have American Express paid and gone which is two more damn payments. I spoke with a friend who is a finance guy/CPA/tax specialist yesterday and he explained to me everything about what would happen. If I can just stop paying interest on things I could get ahead. It's not that I don't want to pay, it's that I want to get ahead finally. 13 may be my best choice. 7 is not for me because that's where they make you sell all your assets and liquidate. Not for me.
In between dealing with all this I tried to get some work done. Major fail on that front. I got home around 5:45 and had to go over to TGF's. She forgot her licence in my wallet from the weekend and she needed it back. But she is not feeling well and didn't want to drive to me in traffic especially without her licence on her. I rode the bike over and gave it to her. We had cheap indian food at a fast food place. It wasn't bad. Nothing great, but not bad either. The best part was actually getting to see where she lived. Her mother was there and I couldn't go inside, but at least I know she lives somewhere real.
Came back home and watched some dumb TV with the kid for an hour. Then called TGF, talked for about 45 minutes, and went to bed.
God this all better come together...
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